When you’re ready to buy a home-whether it’s your first one or your last one-finding the right mortgage loan is just as important as finding the right home.  When it comes to mortgage loans, EFCU offers plenty of options and we’ll help find the mortgage loan that works best for you:

Fixed-Rate Mortgage Loans

• Flexible terms available
• No pre-payment penalties
• Jumbo loans available for amounts over $417,000

Variable-Rate Mortgage Loans

• Choose your term with no restrictions
• Refinance with little or no closing costs

Construction-to-Permanent Financing

• Build your new home
• Pay closing costs only once

HELP Program for First Time Homebuyers

• Provides matching grant funds for first-time homebuyers of modest means
• Receive up to $6,000 for down payment or closing costs
• Click here for more details

Applying is easy with our new on-line mortgage center or you can call one of our mortgage experts for more information and to discuss your mortgage options at 225-214-6800.

Buying a home is one of the largest and most important decisions you’ll make in your financial life.  Why not talk to the people you trust with your money… the credit union you own:  E Federal Credit Union.